Frequently Caught Questions

DaddyLongLoans is a fully licensed financial institution staffed by dedicated arachnid professionals. Our team of over 200 spiders brings a combined 1,600 legs of experience to every transaction. We are registered with the FSWIC and comply with all applicable web regulations.

Technically just two, but we recommend eight for optimal pen grip. Our digital signing platform is also compatible with silk-based input devices.

We are insured by the FSWIC (Federal Spider Web Insurance Corporation), which provides coverage up to $250,000 per depositor, per web. The FSWIC has never failed to honor a claim since its founding in 1934 (spider years).

Daddy doesn't get angry. Daddy gets... disappointed. But seriously, we'll work with you. Our hardship team (all very patient orb weavers) will help you find a solution. We'd rather restructure your web than tear it down.

DaddyLongLoans is an equal-opportunity lender. Flies, moths, beetles, and other invertebrates are welcome. Vertebrate applications are reviewed on a case-by-case basis. Additional documentation may be required for applicants with fewer than 6 legs.

Have you ever seen a spider lose its grip? Exactly. We've been holding onto things since the Devonian period. That's over 380 million years of grip strength. Your money is safe with us.

You're looking at it. But if you prefer a physical location, you can find us at 1 Corner Lane, Suite 8, Ceiling Heights, CA 90210. We're in the southeast corner. You can't miss us.

Most applications are processed in under 8 minutes — that's one minute per leg. Our silk-speed underwriting engine analyzes your web credit score, prey income, and corner equity in real time.

Absolutely. If you've outgrown your current web, Daddy will help you spin a new one. Our refinancing rates start at 3.9% APR, and we handle all the web demolition and reconstruction.

Other lenders have two legs and one office. We have eight legs and we live in the corner of that office. We're always there. Always watching. Always ready to offer you a competitive rate.